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About us
In the beginning, there was a lot of data and one idea
...to provide simple, online, operational financing for small and medium-sized businesses.
Using AI, we've automated the entire process from application to risk scoring and approval.
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Members of:


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We provide fast financing for small and medium-sized companies.
10x faster than banks
Online
Without paperwork

Founder and CEO William Jalloul says that providing operational financing to small and medium-sized companies using alternative data is only a first step.
Risk as a service. Flowpay makes it easier for smaller businesses to raise working capital
They wrote about us

Flowpay aims to restore trust in SMEs
In the article, William (founder of Flowpay) talks about the need to increase opportunities for SMEs if they want to grow and get working capital funding.

How is fintech helping to bridge the SME funding gap?
In the article, William (founder of Flowpay) talks about the need to increase opportunities for SMEs if they want to grow and get working capital funding.

They lend even to those who failed to get a loan from the bank.
Why are SMEs the backbone of the Czech economy? How long does Flowpay lend money for? And why is evaluating transaction data more beneficial than tax returns and statements? Learn more in the article.

Flowpay wants to change the financing of companies.
Flowpay.io by founders Daniel Hastík and William Jalloul wants to provide smart one-click financing based on real-time data from their clients. He received over 10 million crowns from investors to get started.
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