Non-bank Loans for Entrepreneurs – Even Without Collateral or Business History

Starting entrepreneurs often face limited access to traditional bank financing. They may lack a business history, tax documentation, or collateral. Flowpay offers a solution: non-bank loans for entrepreneurs based on real business data, available even to newly established projects.

How does it work?
- Just fill in a quick form on our website.
- Simply connect data from your POS system, e-shop, accounting, and bank.
- Flowpay evaluates your ability to repay based on real data from your business.
- You’ll immediately receive a loan offer tailored to your business.
Why Do Entrepreneurs Choose the Non-Bank Route?
Speed, flexibility, and minimal documentation. Loans for entrepreneurs from Flowpay is ideal for those who need capital for:
- Purchasing goods
- Covering operating costs
- Marketing activities
- Modernizing premises or equipment
For small projects, financing helps launch the first phase of the business;for larger ones, it accelerates growth.
💡 Did you know that thanks to modern risk assessment methods, unsecured loans for entrepreneurs are now accessible even to companies that have been operating for just a few months? Algorithms analyze metrics such as turnover, transaction frequency, and payment stability – not lengthy accounting history.

How does it work?
- Just fill in a quick form on our website.
- Simply connect data from your POS system, e-shop, accounting, and bank.
- Flowpay evaluates your ability to repay based on real data from your business.
- You’ll immediately receive a loan offer tailored to your business.
Loan for Starting Entrepreneurs Without Obstacles
Many new entrepreneurs fail to qualify for bank loans due to the absence of tax history. Flowpay, however, evaluates loan applications based on current business performance – for example, e-shop sales or point-of-sale transactions.
This makes financing available after just a few months of operation.

How does it work?
- Just fill in a quick form on our website.
- Simply connect data from your POS system, e-shop, accounting, and bank.
- Flowpay evaluates your ability to repay based on real data from your business.
- You’ll immediately receive a loan offer tailored to your business.
Without Collateral and With Fast Online Processing
One of the main advantages of Flowpay is the ability to obtain unsecured loans for entrepreneurs – without pledging assets or real estate. The entire process is fully digital, and personalized offers are generated within minutes based on business data analysis.
Business loans from Flowpay represent a modern way to access capital effiviently , quickly, and with minimal administrative burden.

How does it work?
- Just fill in a quick form on our website.
- Simply connect data from your POS system, e-shop, accounting, and bank.
- Flowpay evaluates your ability to repay based on real data from your business.
- You’ll immediately receive a loan offer tailored to your business.

How does it work?
- Just fill in a quick form on our website.
- Simply connect data from your POS system, e-shop, accounting, and bank.
- Flowpay evaluates your ability to repay based on real data from your business.
- You’ll immediately receive a loan offer tailored to your business.

How does it work?
- Just fill in a quick form on our website.
- Simply connect data from your POS system, e-shop, accounting, and bank.
- Flowpay evaluates your ability to repay based on real data from your business.
- You’ll immediately receive a loan offer tailored to your business.

How does it work?
- Just fill in a quick form on our website.
- Simply connect data from your POS system, e-shop, accounting, and bank.
- Flowpay evaluates your ability to repay based on real data from your business.
- You’ll immediately receive a loan offer tailored to your business.








