DateCase studies
Case study

Non-bank Loans for Entrepreneurs – Even Without Collateral or Business History

Written by
·
3
mins read
Chapters

Starting entrepreneurs often face limited access to traditional bank financing. They may lack a business history, tax documentation, or collateral. Flowpay offers a solution: non-bank loans for entrepreneurs based on real business data, available even to newly established projects.

Get financing
Bulb Icon
Recommended article
Next
Next
Bulb Icon
Did you know you can get up to €100.000 online with Flowpay, with no paperwork and no collateral required?
It’s a working capital loan you can use for whatever your business needs most. Flowpay has already helped entrepreneurs secure hundreds of millions of euros in financing.

How does it work?

  1. Just fill in a quick form on our website.
  2. Simply connect data from your POS system, e-shop, accounting, and bank.
  3. Flowpay evaluates your ability to repay based on real data from your business.
  4. You’ll immediately receive a loan offer tailored to your business.
Benefits of a Flowpay business loan
Advantages of Flowpay financing
No tax return required
Advantages of Flowpay financing
No property collateral required
Advantages of Flowpay financing
Quick and easy online process
Advantages of Flowpay financing
Fair and transparent terms
Advantages of Flowpay financing
Perfect for startups and new entrepreneurs
Whether you need financing to purchase inventory, grow your team, or bridge a challenging period, Flowpay’s non-bank business loan lets you focus on what matters most  – growing your business.
Get financing

Why Do Entrepreneurs Choose the Non-Bank Route?

Speed, flexibility, and minimal documentation. Loans for entrepreneurs from Flowpay is ideal for those who need capital for:

  • Purchasing goods
  • Covering operating costs
  • Marketing activities
  • Modernizing premises or equipment

For small projects, financing helps launch the first phase of the business;for larger ones, it accelerates growth.

💡 Did you know that thanks to modern risk assessment methods, unsecured loans for entrepreneurs are now accessible even to companies that have been operating for just a few months? Algorithms analyze metrics such as turnover, transaction frequency, and payment stability – not lengthy accounting history.

Get financing
Bulb Icon
Recommended article
Next
Next
Bulb Icon
Did you know you can get up to €100.000 online with Flowpay, with no paperwork and no collateral required?
It’s a working capital loan you can use for whatever your business needs most. Flowpay has already helped entrepreneurs secure hundreds of millions of euros in financing.

How does it work?

  1. Just fill in a quick form on our website.
  2. Simply connect data from your POS system, e-shop, accounting, and bank.
  3. Flowpay evaluates your ability to repay based on real data from your business.
  4. You’ll immediately receive a loan offer tailored to your business.
Benefits of a Flowpay business loan
Advantages of Flowpay financing
No tax return required
Advantages of Flowpay financing
No property collateral required
Advantages of Flowpay financing
Quick and easy online process
Advantages of Flowpay financing
Fair and transparent terms
Advantages of Flowpay financing
Perfect for startups and new entrepreneurs
Whether you need financing to purchase inventory, grow your team, or bridge a challenging period, Flowpay’s non-bank business loan lets you focus on what matters most  – growing your business.
Get financing

Loan for Starting Entrepreneurs Without Obstacles

Many new entrepreneurs fail to qualify for bank loans due to the absence of tax history. Flowpay, however, evaluates loan applications based on current business performance – for example, e-shop sales or point-of-sale transactions. 

This makes financing available after just a few months of operation.

Get financing
Bulb Icon
Recommended article
Next
Next
Bulb Icon
Did you know you can get up to €100.000 online with Flowpay, with no paperwork and no collateral required?
It’s a working capital loan you can use for whatever your business needs most. Flowpay has already helped entrepreneurs secure hundreds of millions of euros in financing.

How does it work?

  1. Just fill in a quick form on our website.
  2. Simply connect data from your POS system, e-shop, accounting, and bank.
  3. Flowpay evaluates your ability to repay based on real data from your business.
  4. You’ll immediately receive a loan offer tailored to your business.
Benefits of a Flowpay business loan
Advantages of Flowpay financing
No tax return required
Advantages of Flowpay financing
No property collateral required
Advantages of Flowpay financing
Quick and easy online process
Advantages of Flowpay financing
Fair and transparent terms
Advantages of Flowpay financing
Perfect for startups and new entrepreneurs
Whether you need financing to purchase inventory, grow your team, or bridge a challenging period, Flowpay’s non-bank business loan lets you focus on what matters most  – growing your business.
Get financing

Without Collateral and With Fast Online Processing

One of the main advantages of Flowpay is the ability to obtain unsecured loans for entrepreneurs – without pledging assets or real estate. The entire process is fully digital, and personalized offers are generated within minutes based on business data analysis.

Business loans from Flowpay represent a modern way to access capital effiviently , quickly, and with minimal administrative burden.

Get financing
Bulb Icon
Recommended article
Next
Next
Bulb Icon
Did you know you can get up to €100.000 online with Flowpay, with no paperwork and no collateral required?
It’s a working capital loan you can use for whatever your business needs most. Flowpay has already helped entrepreneurs secure hundreds of millions of euros in financing.

How does it work?

  1. Just fill in a quick form on our website.
  2. Simply connect data from your POS system, e-shop, accounting, and bank.
  3. Flowpay evaluates your ability to repay based on real data from your business.
  4. You’ll immediately receive a loan offer tailored to your business.
Benefits of a Flowpay business loan
Advantages of Flowpay financing
No tax return required
Advantages of Flowpay financing
No property collateral required
Advantages of Flowpay financing
Quick and easy online process
Advantages of Flowpay financing
Fair and transparent terms
Advantages of Flowpay financing
Perfect for startups and new entrepreneurs
Whether you need financing to purchase inventory, grow your team, or bridge a challenging period, Flowpay’s non-bank business loan lets you focus on what matters most  – growing your business.
Get financing

Get financing
Bulb Icon
Recommended article
Next
Next
Bulb Icon
Did you know you can get up to €100.000 online with Flowpay, with no paperwork and no collateral required?
Jedná se o provozní úvěr, který můžete využít na cokoliv, co vaše podnikání zrovna potřebuje. Flowpay už českým podnikatelům poskytl financování ve výši několika stovek milionů Kč.

How does it work?

  1. Just fill in a quick form on our website.
  2. Simply connect data from your POS system, e-shop, accounting, and bank.
  3. Flowpay evaluates your ability to repay based on real data from your business.
  4. You’ll immediately receive a loan offer tailored to your business.
Benefits of a Flowpay business loan
Advantages of Flowpay financing
No tax return required
Advantages of Flowpay financing
No property collateral required
Advantages of Flowpay financing
Quick and easy online process
Advantages of Flowpay financing
Fair and transparent terms
Advantages of Flowpay financing
Perfect for startups and new entrepreneurs
Whether you need financing to purchase inventory, grow your team, or bridge a challenging period, Flowpay’s non-bank business loan lets you focus on what matters most  – growing your business.
Get financing

Get financing
Bulb Icon
Recommended article
Next
Next
Bulb Icon
Did you know you can get up to €100.000 online with Flowpay, with no paperwork and no collateral required?
It’s a working capital loan you can use for whatever your business needs most. Flowpay has already helped entrepreneurs secure hundreds of millions of euros in financing.

How does it work?

  1. Just fill in a quick form on our website.
  2. Simply connect data from your POS system, e-shop, accounting, and bank.
  3. Flowpay evaluates your ability to repay based on real data from your business.
  4. You’ll immediately receive a loan offer tailored to your business.
Benefits of a Flowpay business loan
Advantages of Flowpay financing
No tax return required
Advantages of Flowpay financing
No property collateral required
Advantages of Flowpay financing
Quick and easy online process
Advantages of Flowpay financing
Fair and transparent terms
Advantages of Flowpay financing
Perfect for startups and new entrepreneurs
Whether you need financing to purchase inventory, grow your team, or bridge a challenging period, Flowpay’s non-bank business loan lets you focus on what matters most  – growing your business.
Get financing

Get financing
Bulb Icon
Recommended article
Next
Next
Bulb Icon
Did you know you can get up to €100.000 online with Flowpay, with no paperwork and no collateral required?
It’s a working capital loan you can use for whatever your business needs most. Flowpay has already helped entrepreneurs secure hundreds of millions of euros in financing.

How does it work?

  1. Just fill in a quick form on our website.
  2. Simply connect data from your POS system, e-shop, accounting, and bank.
  3. Flowpay evaluates your ability to repay based on real data from your business.
  4. You’ll immediately receive a loan offer tailored to your business.
Benefits of a Flowpay business loan
Advantages of Flowpay financing
No tax return required
Advantages of Flowpay financing
No property collateral required
Advantages of Flowpay financing
Quick and easy online process
Advantages of Flowpay financing
Fair and transparent terms
Advantages of Flowpay financing
Perfect for startups and new entrepreneurs
Whether you need financing to purchase inventory, grow your team, or bridge a challenging period, Flowpay’s non-bank business loan lets you focus on what matters most  – growing your business.
Get financing

Simple financing for your business

Get financing
Share the article
Share on FacebookShare on XCopy link
Copied!
Share on FacebookShare on XCopy link
Copied!