Referral program

Refer us and earn up to CZK 5,000

Earn a bonus for referring Flowpay and help other businesses grow with working capital financing. All you have to do is share your personal link.
Bonus až 5 000 Kč
How it works

How to earn your referral bonus

Step one

Activate the program

Activate the referral program in myFlowpay and fill in the details needed to pay out your bonus.
Step two

Share your link

Share your personal myFlowpay link straight away with businesses and sole traders around you.
Step three

The business signs up

For the referral to be credited to you, the business has to sign up through your personal link.
Step four

Get your bonus

Once the business gets its first financing through your link and pays the first instalment, you receive your bonus.
Referral bonus

How much is the bonus?

CZK 1,000 to 5,000
per referral
The bonus equals 0.5% of the referred business's first financing amount, with a minimum of CZK 1,000.
Business receives CZK 150,000 in financing
you earn CZK 1,000
Business receives CZK 500,000 in financing
you earn CZK 2,500
Business receives CZK 1,000,000 in financing
you earn CZK 5,000

Bonus conditions

You receive the bonus once the referred business meets the following three conditions.
1
The business signs up through your personal link.
2
The business receives its first financing.
3
The business pays its first instalment (no later than 15 days after the due date).
The bonus applies only to the referred business's first financing. More about the program terms here.
Program benefits

Earn a referral bonus and help businesses and sole traders grow

Earn a referral bonus

For every business that gets financing, you earn a bonus of up to CZK 5,000.

Help other businesses grow

You recommend a solution that helped you finance your own business.

Joining takes only a few minutes

Activate the program directly in myFlowpay and start sharing your link right away.

Referring costs you nothing

Just share your link. Flowpay takes care of everything else.
Clients who trust us
"Even though we had funds for development, we lacked flexibility. Flowpay solved our operating cash flow quickly and without complications. Clear terms, fast agreement, and the money was in our account."

Vladislav Bogdanov

Founder & Owner, La Forme Café & Bakery

"Cash flow is a constant challenge for a growing entrepreneur like me. Flowpay is a reliable partner that helps me restock quickly and grow efficiently – simply, fast, and without fuss."

Flemming Teilgaard Laugesen

Founder & Owner, flemmings.wine

"Seasonal swings and unexpected expenses can put real pressure on cash flow. Flowpay was the right partner, helping us bridge the gap quickly with transparent terms and funding arranged within 24 hours."

Jakub Lorenc

Founder & Owner, VIF Sunglasses

"Flowpay helped us stock up our e-shop for Christmas, mainly thanks to the speed of getting the loan. Unlike with banks, the whole process really took just a few clicks."

Martin Mates

Co-Founder & CEO, Econea

"The bank simply turned its back on us. Then we came across Flowpay, and thanks to them, we managed to improve our cash flow and get through tough times."

Jakub Sigmund

Founder & Owner, Restaurant Naše Stodola

"The financing process was fast and easy. We use Flowpay’s working capital mainly to cover operating expenses during the winter off-season."

Tomáš Svášek

Founder & Owner, Restaurant Felicita Brandýs

"Flowpay assessed us using up-to-date data, not outdated tax returns from the pandemic. Thanks to that, we secured financing when the bank failed us."

Marek Jablonský

Owner, "W" Restaurant & Whiskey Bar

"We order materials by the container, which means large one-off expenses. Thanks to Flowpay, we’re able to handle them without straining our cash flow."

Michal Hons

Founder & Owner, Plackovna

"Thanks to Flowpay, we expanded our inventory without unnecessary paperwork. I really appreciate the simplicity, speed, and human approach. They helped us grow exactly when we needed it."

Lukáš Krčma

Owner, autoshops.cz

"Thanks to Flowpay’s working capital financing, we were able to invest in inventory and launch our own accessories brand, MALUM. Simple, fast - I solved everything literally in a few clicks."

Zdeněk Vlček

Founder & Owner, Jablečné díly

"Thanks to Flowpay, we opened a new branch in Pardubice and experienced an immediate boom. They helped us bridge a gap and accelerated our growth by a full year."

Zdeněk Kučera

Owner, Burgrárna

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Frequently asked questions

Who can join the program?

Any registered myFlowpay user can join once they activate the referral program. You do not need to have drawn financing from Flowpay yourself.

Who can I refer?

Businesses and sole traders around you that do not use Flowpay yet.

When does a referral count?

A referral counts once the business signs up through your personal link.

How long is the referral link valid?

The referral link does not expire. The referred business does, however, have to apply for financing within 90 days of signing up.

When do I become entitled to the bonus?

You become entitled to the bonus the moment the referred business receives its first financing and pays the first instalment (no later than 15 days after the due date).

When is the bonus paid out?

We pay the bonus on the 15th day of the month following the referred business paying its first instalment in full.

Who is the bonus paid to?

The bonus is paid to the bank account of the individual who activated the program.

What if the business does not sign up through my link?

The bonus can only be claimed if the business signs up through your personal link.

What is the maximum I can earn?

The maximum bonus per referral is CZK 5,000.